![]() ![]() ![]() Any outstanding balance plus the interest will now become payable.Īs the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest. What happens after the delayed payment period? You can allocate your payment to the specific BNPL you wish to pay off. How do I make a BNPL payment? To make a full or partial payment simply log into your account. Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account. ![]() Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period. How to avoid paying interest? You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. This means you will pay interest on interest. The interest will be added to your account as a lump sum at the end of the delayed payment period. How is interest calculated? Interest is calculated from date of order and compounded daily. If you are eligible for BNPL your offer details will be confirmed in checkout. The delayed payment period and qualifying minimum order value is subject to offer and your account status and may be different to the values shown here. Subject to eligibility, you may choose from:īNPL for 6 months when you spend £50 or more.īNPL for 12 months when you spend £300 or more. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch). The first generation Apple Pencil charges via Lightning so if you have the iPad (10th generation), then you'll want to make sure you have the Lightning to USB-C adapter to charge the Apple Pencil as the iPad (10th generation) switched to USB-C over Lightning when it launched in 2022.BNPL is an interest bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend. It is however, compatible with the iPad (10th generation), though there is something else to consider here. The same applies for the 1st generation Apple Pencil, which isn't compatible with the newer iPad Air models or iPad Pro models for example. Not all iPad models are compatible with the 2nd generation Apple Pencil for example, so you will need to make sure that if you are buying the newer one that you will actually be able to use it. First thing to make a note of (see what we did there) is to check whether you are buying the 1st or 2nd generation Apple Pencil and what Apple iPad you have that you will be using your Apple Pencil with. The short answer to this question is yes, but there are a couple of things to consider. Is Prime Day a good time to buy an Apple Pencil? Will an Apple Pencil be one of those regrets if you buy one during Prime Day? Or will it be the purchase you use to write the tale of how pleased you were you bought one? Let us help. ![]()
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